Progressive auto insurance

[pomtzu]

I guess I'm back to square one. I went on line and checked customer reviews - Progressive's are horrible with an overall rating of 1.5 out of a possible 5. Of course, every other insurance company gets tons of major complaints too, so who to believe? Are just the p.o.'ed people bad mouthing them, and the others who are satisfied, not bothering to post???

[Cataholic]

Go check out Amica Mutual Insurance Company. I am curious what they say about them...

[pomtzu]

Go check out Amica Mutual Insurance Company. I am curious what they say about them...

On epinions.com, they got 3.5 out of 5. Reading reviews, it seems that most people love them or hate them. Rather expensive seems to be a big issue with quite a few. I never heard of them, and don't know if they're available in DE - I'll check further tomorrow and get a quote if they are. Have a feeling they'd be more expensive than what I have now, tho.

[Daisy and Delilah]

I have had Progressive for about 2 years. I had Allstate before that and theur rates got too high.
I have a few complaints about Progressive but nothing big. For one, it irritated me when they gave me an E signing discount at first and charged me for it at renewal time. I think that was $54.00.

Overall, they are lower in rates than anybody I can find. I have full coverage for my lease car. I guess I'm pretty satisfied with them.

[pomtzu]

I have a few complaints about Progressive but nothing big. For one, it irritated me when they gave me an E signing discount at first and charged me for it at renewal time. I think that was $54.00.

Another deceptive practice, among so many others that I have read. I thought about signing on line and getting the $50 discount, but hardly worth it if they charge you anyway at the next renewal. I've read so much BAD, that I think I'll pass on them. - just too many horror stories. Bad customer service, billing errors, raising rates for no reason, denying valid claims, accusing people of lying, not paying claims promptly, not paying full amounts due, canceling people with no valid reason, repairing vehicles with parts from the junkyard, and on and on. Of course, I can't help but wonder, if people are paid by rival insurance companies to post a phony, bad reviews, the same as they might pay to have good reviews about themselves posted. Another review site I checked this a.m. gave them a good rating of 4 out of 5, unlike the one yesterday which was 1.5 out of 5. Who's to know what's real and what's not???

I also found out my rate increase was a state increase imposed on all drivers insured in DE, by all insurance companies, due to increased claims. So there you go, everybody suffers, regardless of your driving record.

So I have a month to find someone else, or stay where I am. At least with Hartford, I have a guaranteed lifetime policy and they can't cancel me for any reason such as age or any claims I make, other than me not paying my bill. Of course - they can still raise my rates based on age or claims tho... My increase wasn't all that much - but it was an increase, and when you're retired, every dollar counts.

Ugh - caught between a rock and a hard place...........

[smokey the elder]

There's a very good body shop who fixed my Mitsubishi 3000GT whan a kid whose ink wasn't dry on her license backed into the passenger door, and my Matrix when a deer attempted suicide by running in front of it. They won't take Geico or Progressive since they don't pay well (i.e. the shop actually takes a loss fixing cars insured by them.) The point of this, not all accidents are one's fault, and you need to protect yourself against those! Good and lucky for you not having any; you must not have any deer nearby!

[pomtzu]

The point of this, not all accidents are one's fault, and you need to protect yourself against those! Good and lucky for you not having any; you must not have any deer nearby!

Quite the contrary! I live in a rural area, and can sit on my front porch and watch them come out of the woods across the street and feed on the feed corn that is planted in the farmer's fields. I HATE driving at night - especially with Fall coming up - since they are EVERYWHERE! They like my back yard too! A deer tangled with my son's car - the car lost!

[Cataholic]

So I have a month to find someone else, or stay where I am.

You are aware that you can switch companies at any time during the policy period? You simply get a return of unearned premium in the event you paid ahead.

You could switch on day 1, day 50, day blah blah blah...

[pomtzu]

You are aware that you can switch companies at any time during the policy period? You simply get a return of unearned premium in the event you paid ahead.

You could switch on day 1, day 50, day blah blah blah...

Oh sure - I know. It's just that my new rates don't go into effect till 10/19, and if I switch, I want to do it before then.

Another thing I read in Progressive reviews, some people got charged for canceling, or did not get back the full amount that was due them. Don't know how they get away with what they do...