There's a very good body shop who fixed my Mitsubishi 3000GT whan a kid whose ink wasn't dry on her license backed into the passenger door, and my Matrix when a deer attempted suicide by running in front of it. They won't take Geico or Progressive since they don't pay well (i.e. the shop actually takes a loss fixing cars insured by them.) The point of this, not all accidents are one's fault, and you need to protect yourself against those! Good and lucky for you not having any; you must not have any deer nearby!
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Originally Posted by smokey the elder
I live in a rural area, and can sit on my front porch and watch them come out of the woods across the street and feed on the feed corn that is planted in the farmer's fields. I HATE driving at night - especially with Fall coming up - since they are EVERYWHERE! They like my back yard too! 
A deer tangled with my son's car - the car lost!
at my feet
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