Tough times....now pain behind knee...trying positive thinking

**pomtzu** · 04-07-2010, 10:22 AM

Originally Posted by Anikaca77

I can't take out any loans through my retirement fund which if I could I would really consider doing because I really could use the extra cash to get caught up on everything.

A lot of plans (401's anyway), have a "hardship" clause. Have you looked into this?

**Anikaca77** · 04-07-2010, 10:45 AM

Originally Posted by pomtzu

A lot of plans (401's anyway), have a "hardship" clause. Have you looked into this?

I'll check, I've taken out loans before and they allowed me to do it but now they say that I don't have any funds available. The payment comes directly out of my check at the end of the month but I know my employer wouldn't be very happy about me taking out another loan. I don't think they really understand tough times though.

Melissa

**pomtzu** · 04-07-2010, 12:56 PM

Originally Posted by Anikaca77

I'll check, I've taken out loans before and they allowed me to do it but now they say that I don't have any funds available. The payment comes directly out of my check at the end of the month but I know my employer wouldn't be very happy about me taking out another loan. I don't think they really understand tough times though.

Melissa

I definitely would not, advise you to take out a loan with anyone at this point! That would just be adding more fuel to the fire. I thought perhaps you had a 401K plan where you had some funds built up (this is your money and not your employer's). Most plans allow for early withdrawal for hardships, altho the reasons to qualify are pretty tough, and taxes on it are very steep.

And I really have to agree with most of what Cataholic said. Please take care Melissa.

**carole** · 04-07-2010, 05:15 PM

yes honey you don't need to be adding any stress in to your already very stressful life Johanna has a good point there,maybe you feel you need to be there for your sister, i can well understand that and maybe the break from your husband might do you both some good, but think hard on it before making the decision to leave, the same problems will still be there waiting for you when you get back, but it might give you both some time to reflect on the situation, i guess only you can decide what is best for you and your relationship right now.

Tell me what does your husband mean by your pissy attitude, i am not really sure what that term means, or what he means by it, do you yourself think he is right?

I can only wish you well and hope that things improve,both emotionally and financially and soon,take care and hugs and remember i am here for you.

**Scooter's Mom** · 04-07-2010, 07:00 PM

Originally Posted by carole

Tell me what does your husband mean by your pissy attitude, i am not really sure what that term means, or what he means by it, do you yourself think he is right?

Only playing devils advocate here - we're only seeing 1 side to the situation and from her husbands viewpoint things could be very different. I'm not saying they ARE different, but that from his viewpoint they could be.

I hope you find some relief and are able to rest and heal - mentally and physically. And find some healing in your relationship as well.