That's ok, Carole, I see your point.

Take it from me though, no matter what country you live in, save as much money as you can while you are young because when your health starts to decline and the jobs dry up, you'll need it. The older you get, the harder it is to get work.

The unemployment numbers are increasing really fast here. I really worry about middle age people (or older) who will need to find work. The jobs just aren't here right now.