Paypal help...

[Husky_mom]

I´ve used paypal to pay for things several times... but I haven´t used it to receive payments... any help with that... I´m not sure I understand the whole thing...also Ihave the free basic one... and I think I have limited payments I can receive as well as how much I can pay.... but I really have no clue... also any help with understanding fees and such... how do you collect...

I´ve been reading the web... but I´m just soooooo blank minded right now...

[chocolatepuppy]

If you want to receive money from someone, all they need is your email address that you use for Paypal. You can send them an invoice from another site or from Paypal. Once they send you the money, you can use your Paypal card to get it out or send the money to your bank account, depending on how you have it set up.

[Husky_mom]

the thing tht has me wondering still is that...

for whatever transaction I make they´ll charge a % fee.... but in order to get it out... (to my credit card or where?) I need to accumulate certain amount?...or they´ll charge another fee... if i make that certain sum up and withdraw (or whatever it´s called) then it´s free...

and also do I only get allowed 5 payments or can I make/have whatever amount I want...

when I joined I could pay up to 1000 and get 5 payments... anything more I´d need to pay an anual fee or something...

[chocolatepuppy]

Ok, I think if you have a Paypal card (I don't have one) you can go to an ATM machine. I would like to think there is no fee, not sure. I know when I transfer money to my bank account it's free. As for how many transactions and amount you can receive/send, it depends on what account you have with them. Sorry I'm not much help, someone else might be able to help more. I guess everyone's busy eating today.

[Husky_mom]

I have the basic free personal one.. and no I don´t ahve the paypal card..

I just added a credit card to my paypal account so I could pay for stuff I bought over the net.... never have received a payment.. so I´m not sure what´s with that... do the money goes to my credit card (the one used to pay via paypal) or do I have to "move" it there...

[chocolatepuppy]

If someone pays you with a credit card, the money will go to your Paypal, not your credit card and you will be charged a fee. If you're asking how you get the money, say, in your hands, do you have it linked to your bank account?

[Husky_mom]

no I don´t have it linked as I don´t hava a bank account just the card added...

I realized the fee thing... and it said that if I "passed" certain amount it would be free it it was less I would be charged "x" amount...

what can I do to not be charged that fee... or how can the $ go directly to the card/account

[chocolatepuppy]

I'm not familiar with that deal. I guess all of their accounts are very different. I'm lucky I know how to keep up with my own sometimes, so many rules. I hope someone else here knows more about it and can help you.