Well we can afford to get me insurance but it's not really worth it really. It's just too much money that I can use for something else, like saving to get a house etc. I figure, if I need to go to the doctors and it's bad I will go to the ER or just pay for it if I have to. I rarely get sick. We are actually thinking of adding myself to Dan's insurance someday soon, but will get the OHP until then.