It was genuinely from Paypal, and not a scam - right??? I'm always getting spoof mail from the scammers claiming to be Paypal, saying I need to update all my info for security reasons, etc. Yeah - sure!

Anyway - I keep no balance in my Paypal account, and they do have my checking account info. It works like a debit card - when I pay for something thru PP, that amount is decucted from my checking account. I have been doing this for several years now, and I've never had a problem yet.