Wow Sandie - talk about insurance fraud. That's why us good guys pay the high rates that we do. Our good driving records don't really count for squat!

A funny story (funny now-not then) about my son and his record breaking adventure. One early Sunday morning (about 2 a.m.) about 15 years ago, he was driving home on one of these back country roads and was about a couple of miles from home. He and a deer tangled, and the car was totaled. Fortunately he was not injured - and walked home. He was to pick up his daughter later that morning, so he borrowed my car to go pick her up. A woman ran a stop sign and t-boned and totaled my car! Two cars totaled in the course of about 8 hours. He should have just stayed in bed and pulled the covers over his head for the day. I don't know if I'd drive again if something like that happened to me.....