Thanks Terry, but I only speak from experience. I know that some people figure seniors "have it made" with Medicare, but nothing could be further from the truth. Yes - it does provide some coverage which of course is better than nothing, but we also pay for it each month after paying for it all our working lives too! That amounts to pretty high premiums if you look at it that way.
I consider myself fortunate that I am able to afford a supplemental policy and I don't know how I could possibly pay my medical bills without it. Even a relatively minor illness or procedure could end up costing thousands out of pocket before all was said or done. Quite a sobering thought, but look at the millions of folks that don't have additional insurance because they can't afford it.