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Thread: Do you have private health insurance...??

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  1. #1
    Join Date
    Mar 2003
    Location
    New Zealand
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    11,191
    Woah the charges are expensive over there, i do have a community services card so i get my doctors visits at around $40 a visit, without the card is around 60, my hubby gets a 15 min visit for only $10, he just enrolled at this medical centre, if you are PHO enrolled here you also get it cheaper again.

    I wish i could remember the state this was filmed in, i think it may have been kentucky, but i am not really sure.
    Furangels only lent.
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  2. #2
    Join Date
    Nov 2006
    Location
    California
    Posts
    11,778
    I didn't read through all the posts. But I had insurance through my employer until this past December. They had been offering two different carriers and this year dropped the carrier I was on. I didn't want to go with the other carrier (sorry I don't like Kaiser). So I went independently. It's not much more expensive for me. But then again, I am single and "fairly" young and pretty healthy overall.
    Our goal in life should be - to be as good a person as our dog thinks we are.

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    Cindy (Human) - Taz (RB Tabby) - Zoee (RB Australian Shepherd) - Paizly (Dilute Tortie) - Taggart (Aussie Mix) - Jax (Brown & White Tabby), - Zeplyn (Cattle Dog Mix)

  3. #3
    Join Date
    Sep 2007
    Location
    Delaware, USA - The First State/Diamond State - home of The Blue Hens
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    9,321
    Quote Originally Posted by carole View Post
    Woah the charges are expensive over there, i do have a community services card so i get my doctors visits at around $40 a visit, without the card is around 60, my hubby gets a 15 min visit for only $10, he just enrolled at this medical centre, if you are PHO enrolled here you also get it cheaper again.

    I wish i could remember the state this was filmed in, i think it may have been kentucky, but i am not really sure.
    Yikes - that's cheap - I'm moving to NZ. Got an empty room???

    Since you said Kentucky, I'm wondering if that was part of the t.v. documentary on the people of Apalachia, since I didn't see it. I'll bet it was. That would make sense then, since these people are very isolated and keep to themselves, and are not in an area that has medical care and facilities readily available. But this is not the "norm" of low income folks - it's just a "handful" and not a fair comparison of the overall system of medical care for those of low or no income.
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    Wolfy ~ Fuzzbutt #3
    My little dog ~ a heartbeat at my feet

    Sparky the Fuzzbutt - PT's DOTD 8/3/2010
    RIP 2/28/1999~10/9/2012
    Myndi the Fuzzbutt - Mom's DOTD - Everyday
    RIP 1/24/1996~8/9/2013
    Ellie - Mom to the Fuzzbuttz

    To everything there is a season, and a time to every purpose under the heaven.
    Ecclesiastes 3:1
    The clock of life is wound but once and no man has the power
    To know just when the hands will stop - on what day, or what hour.
    Now is the only time you have, so live it with a will -
    Don't wait until tomorrow - the hands may then be still.
    ~~~~true author unknown~~~~

  4. #4
    Join Date
    Jun 2004
    Location
    United States
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    1,149
    Quote Originally Posted by pomtzu View Post
    Yikes - that's cheap - I'm moving to NZ. Got an empty room???

    Since you said Kentucky, I'm wondering if that was part of the t.v. documentary on the people of Apalachia, since I didn't see it. I'll bet it was. That would make sense then, since these people are very isolated and keep to themselves, and are not in an area that has medical care and facilities readily available. But this is not the "norm" of low income folks - it's just a "handful" and not a fair comparison of the overall system of medical care for those of low or no income.
    I'm living in the Appalachia part of Kentucky, and I'm not at all to myself or isolated. Also, we do have medical facilities. In the smaller towns and cities here, pharmacies and doctors close early and such, and in the larger towns, they can stay open all night. If the Appalachians that live in the hollers and way up in the mountains don't know about medical coverage, they don't get it because they don't desire it.
    I don't know, guess I don't like stereotypes. We don't all live without medical coverage or have low income and stuff.

    Personally, because I'm still a full-time student, I'm still covered by my mother's insurance. She gets ours through her work. Her job pays the majority each month, but she still gets quite a bit deducted from her pay. If I ever stop being a full-time student or when I turn 25, my insurance will cease and I will have to find my own. I'll have started my career before than, so hopefully, all will be well.
    My boyfriend does not have insurance. Simply, he cannot afford it. He can't even afford to go and pay out of pocket if he is sick. Insurance is insanely high, and so are office visits!! I can't even begin telling you how many illnesses he has had that have gone untreated. He hasn't seen a real doctor in years. Not a dentist, not a general doctor, nothing.
    ~Sara, Daisy, Jessie, Jake, & Jackson



    <3 Gone but never forgotten <3
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  5. #5
    Join Date
    Sep 2007
    Location
    Delaware, USA - The First State/Diamond State - home of The Blue Hens
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    Quote Originally Posted by buckner View Post
    I'm living in the Appalachia part of Kentucky, and I'm not at all to myself or isolated. Also, we do have medical facilities. In the smaller towns and cities here, pharmacies and doctors close early and such, and in the larger towns, they can stay open all night. If the Appalachians that live in the hollers and way up in the mountains don't know about medical coverage, they don't get it because they don't desire it.
    I don't know, guess I don't like stereotypes. We don't all live without medical coverage or have low income and stuff.
    No need to take offense, as I was not referring to all of Apalachia, nor stereotyping the people of that area. I was simply pointing out that this might have been about the t.v. coverage of a small group of people in that region - as you make reference to people in "the hollers".
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    Wolfy ~ Fuzzbutt #3
    My little dog ~ a heartbeat at my feet

    Sparky the Fuzzbutt - PT's DOTD 8/3/2010
    RIP 2/28/1999~10/9/2012
    Myndi the Fuzzbutt - Mom's DOTD - Everyday
    RIP 1/24/1996~8/9/2013
    Ellie - Mom to the Fuzzbuttz

    To everything there is a season, and a time to every purpose under the heaven.
    Ecclesiastes 3:1
    The clock of life is wound but once and no man has the power
    To know just when the hands will stop - on what day, or what hour.
    Now is the only time you have, so live it with a will -
    Don't wait until tomorrow - the hands may then be still.
    ~~~~true author unknown~~~~

  6. #6
    Join Date
    Mar 2001
    Location
    Los Angeles, California
    Posts
    31
    I didn't have any health insurance at all, nothing until I visited a clinic last month. I was told to sign up for something called PPP. I guess that's what you're referring to. So, I have to go to free clinics. I had a doctor appointment today for a check to a recent surgery I had, and I didn't have to pay for my visit. I haven't been to the doctor for a long time because I wasn't aware that there was such things as free clinics...not until I really needed it!

    When I went to the hospital for surgery, I was only charged $120, which I thought was going to be in the thousands, but I suppose since I don't have insurance and that I went to a county hospital that this is why the cost was relatively low. People might think that is great to have to only pay so much, but I was in the ER and in lots of pain and waited 12 hours until I got seen by the doctor/surgeon!!! I don't know how to feel about this...I'm sort of conflicted, part of me wants to be able to afford insurance, but part of me is grateful for not having to pay thousands of dollars on clinic and hospital visits.
    Last edited by Skyfire; 03-11-2009 at 12:28 AM.

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