I was at a breakfast restaurant that doesn't take gredit cards and a woman and I observed an elderly woman rooting around her purse to find enough cash. The woman next to me said, "I wish I would win the lottery and I could help people that need money." I thought about if I won the lottery I would be obsessed about getting out of debt before I even thought about anyone else and I said, "I hope you win the lottery." And I still do!