Jadapit...that didn't happen to MY daughter. Read it again and I
think you will see I was quoting an actual insurance case on deposition
from the man who saw his neighbors dog attack HIS daughter. I didn't know
the man personally, the insurance company was defending their insured, the
dog owner.

Yes, you were what the law calls "grandfathered" in when that law went into effect in Denver. And One Hundred Thousand Dollars is not enough insurance
to have it's probably the minimum that the law demands there possibly.
The owner of the dog in the deposition had Seventy Five Thousand insurance
at that time (in the 1990's) it wasn't enough, he had to sell his home in order
for him to pay for the little girl's medical bills and future surgeries which was
another part of the case. The insurance company would (of course) only pay
what amount their insured had at that time and that's what they are liable for. However, the homeowner (owner of the dog) had to come up with more than $125,000.00 himself over and above what the insurance paid, he had to
end up selling his home to get it.

There are insurance co's who will insure pit bull owners but not in all states
and the list of states is growing. I do realize that it is not the breeds fault and sometimes not the owners fault. It's just that the breed has been bred badly over many decades in this country and on the whole has been ruined and it will take twice as long to get it back to its breed standard and that's only with hard work, determination of ethical breeders AND yes, the law and that's terrible.