Kudos to you Puck. There aren't too many folks out there that wouldn't take advantage of the benefit that they have earned in service to their country if they had the health issues that you noted. It's your prerogative to do as you see fit in this case, and if you wish to decline because you don't need the money or services, then you are among a very rare few indeed. (I would imagine anyway - no statistics to back that one up!)
But if you change your mind in the future and feel that you need the services, in no way could it ever be looked upon as a handout!
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