Quote Originally Posted by moosmom
I got a phone call this morning from the woman at the rental office. I had a couple of questions about the application.

She told me in order to get me into the apartment I wanted, I had to have EXCELLENT credit (so much for THAT idea). When I told her I filed for bankruptcy 4 years ago, she said, "Well, they'd never rent to anyone with a bankruptcy on their credit." I asked her if it would make a difference if the rent was paid in full for a year. She said no because they have no guarantee that I wouldn't move out and allow someone else to live there. Geez!!!

So, I have to settle for the shoebox size apartment and dorm refrigerator. I told her the refrigerator was unacceptable and she said they can do an appliance subsidy where I bring in my own (yeah right). This is gonna be interesting. A very small apartment with me and 4 cats. The rent is $454/month (about $120 cheaper).

Hmmmm....I would think the ONLY thing that would make a LL feel secure is to obtain the whole contract amount, a year's payments, up front. Sorry, that lady makes no sense. They rent the place- you pay money. Why would it matter if you moved out? They have their rent. Unless it is a senior's only housing, of course, or some subsidized program, in which the rental amount is contingent upon YOUR allowable amount.

But, why would apartment X (the larger one) be no-go to a poor credit risk, but, apartment Y (the smaller one) be ok? Either you will pay your rent, or you won't, right?

I am the LAST person to scream discrimination. But, if you are in a subsidized situation, and you are being denied apartment X based on your credit rating, there is a problem.

They aren't doing you right, Donna