Back on May 1st I noted 2 one dollar charges on my BOA Visa account. When I contacted BOA they indicated that this is usually what is done to verify that you have a charge account. The charge was from Itunes. I instructed BOA then not to honor any charges from Itunes. Normally I guess a $2 charge would be unnoticed but I usually check my balances about every other day.
This morning I recieved a call from BOA fraud department asking if I had made $1100 charges to Itunes. When I indicated that I had not they advised me that My account would be frozen and new cards issued. The charges were not honored to Itune so I should be in the clear there.
I called Equifax and submitted a fraud alert on all of my accounts. They contacted the other two agencies. This alert will be for 3 months so I guess I need to see to it that all of my cards are changed before that time.
I can't imagine how my number got out there. This is a fairly new card with limited use. I have recurring charges every month that are for things like Internet service, etc that are paid off monthly just to get points. It appears that someones database is not secure, or something. I have never used this card where a paper copy of the transaction would be available.
I have since tried to get on to may BOA account to see where my card has been used but was unable to get into the account. When I called they informed me untill a new card is issued my old account is locked down.
I believe this must be a kid because if it had been an adult they would have gone after more than 1100 songs from Itunes. Maybe the fraud people from BOA can get to the bottom of this. I hope they do anyway.
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