Originally posted by shais_mom
I own
I pay approximately $200 a month. I get it taken out of each paycheck so it's $100 every 2 weeks, it works for me b/c it isn't taking it out in one lump sum.
You are soooooooooooooooo lucky!

I know it's not THAT expensive here in relation to other states (such as CA) but it's still expensive for someone like me with not a very large income. Small, dumpy, old houses are priced at 100,000-110,000. Ocassionally you can find them for 75,000-90,000 but usually they are in very bad shape or in a scary neighborhood. I called on a small house that looked like it hadn't been lived in in 10 years, the entire sewer system needed to be replaced and they still wanted 109,000 for it. I don't need a fancy house, but I need something that I can *live* in with only a few repairs and have at least a medium sized yard for the dogs...and I don't want to live in a really bad neighborhood either.

I honestly cannot pay more than $700 a month, and that is pushing it...$500 would be nice, but I don't think it's possible to only pay that with the mortgage rates. I'm not sure if I could get a loan, I have good credit but that's only based on the credit card I've had for about a year, I don't know if thats enough. I'm looking into it.

It's not fair my parents only paid 65,000 for this house when it was built wahhhhhhhh I wish they would move and sell it to me for that much!