Well the end of my mortgage is in sight! Next year! YAY! We will however have to continue to pay $5,000/year for taxes (and they go up each year!) I have been told by so many people to move to Delaware because taxes there are a fraction of what we pay now. That is the plan now when hubby retires in five years - Delaware or Maryland here we come! I would hate to be starting out nowadays with buying a house. The average house is ridiculously expensive now!

I am sure neko1 will agree that NJ is not a good choice to live in economically. Car insurance rates are the highest in the country in NJ. Yep, time for me to move!