Catland, I work in the financial industry (making small business loans), so I'm speaking from what I have learned in the last 20 years, lending money to people.

Don't co-sign unless you are prepared to take over those payments in the event that she either stopped paying or dropped out of school. It could happen, even if she completes school. Some of the student loan balances I see are well in excess of $100,000. I see the situation, often, where people were only trying to help and ended up ruining their own credit because they never thought they'd really have to make the payments. Make sure that if you do decide to help her, that you get the same monthly statements that she does to insure that you know the payments have been made. Many people get late payments reported on their credit reports and they never even knew the payments were late until the car/house/etc were about to be repossessed or a judgement was about to be filed.

Just my two cents worth......I don't think I could ask a family member to do it for me, nor would I agree to do it for another one, other than my own child.

Logan