I went through one of those kind kind of presentations too. They didn't talk to me about selling my house but I don't own one. They were really big on having me move my money from the company who now manages it to theirs. I listened for quite a while and politely told them no. They then started on Dick (what a mistake!). It was so funny when he started outtalking them. He's a carpenter and they seemed to think he wasn't very smart - bad assumption - very bad.

If nothing else, it was an evenings entertainment.

I don't know if I would apologize - you have every right to say no and for them (even dad) to keep harping for 3 hours is asking a lot. It seems to me that you weren't able to get them to listen until you got upset. If your dad calls, tell him you're sorry but you don't agree with the companys assessment of your situation and you'd appreciate his not bugging you about it any more.