I'll answer the questions later - gotta go mail some cookies now, but I just have to say that, for those of you who alwyas wanted to learn piano - it's never too late! Honest! My sister and her husband teach piano in their home, and specialize in teaching adults as well as children. Often one of them will teach the parent at the same time as the child is learning in another room. It's never too late! It CAN be done! And in my sister's case, they keep the lesson prices down so that anyone can afford to learn. I am sure people like her exist where you live, too, if you're not willing to commute to Brockton, MA for lessons!