I'm a busy mommy. I juggle 40-60 hour work weeks, school, homework, parenting, the gym, kickboxing, etc... I HAVE to use my cellphone. I am constantly on the phone with doctors, teachers, physical therapists, banks, vetrinarians, my husband, you name it! I don't have time to take care of my personal business otherwise. I am courteous most of the time. Church, meetings, and movies are big no-no's. I have it on vibrate 90% of the time. I don't stop people in midconversation to answer a call unless it is an emergency. I do drive and talk at the same time. Sorry, but I have no choice.