I can empathise with your situation , as we too have been there, my husband was laid off , no severance pay etc, from a well-paid job, we had to survive on unemployment for a short time until he got his present job, he loves his new job, so thats the positive side of it, unfortunately we had to take a huge drop in pay of around 12,000 dollars a year, but hey he is much happier, and as he is the bread-winner, i want that more than the money,except when i want MORE CATS BOO HO0,
So i know what you are going through, and its very scarey indeed, but hopefully for you as well there will be a positive side to it all, good luck and thinking of you at this difficult time.