Quote Originally Posted by Lady's Human View Post
Passwords should change, and besides notifying the credit reporting agencies, I would also notify any financial institution you deal with, and the postal inspectors.

Mail and wire fraud is their bailiwick.
I'm trying to figure how this happened, and the only thing I can think of is that one of those junk mail offers folks always get for credit cards, got delivered to the wrong address, and someone sent it in, since I have gone paperless on all of my accounts. If this was a real fraud, they certainly wouldn't have sent in an application to steal my identity with MY address - they would have used my name and THEIR address. Make sense???

Anyway - I'm still treating it as the real thing and will notify the credit bureaus and change all of my passwords that have any link to money, my address, or anything else that can identify me. What a pain!!!!!