Quote Originally Posted by Karen View Post
As someone who is sandwiched between the baby boomers and generation X-ers, I have been told since I was a kid that give the economics, not to count on Social Security existing by the time I am able to retire. I fully expect to be working until I am at least 80. I started paying into the system when I began working at 17, but have never regarded it is something I can count on.

Am I glad it exists for those who need it? Of course! That's entirely separate from expecting it to be available for me.
But wouldn't it be nice to know that if your circumstances changed for the worse, that there would be a safety net for you ???