I've never been involved in any child sponsor programs, but what you say doesn't seem that out of line - IMO. Why don't you just do a check on the organization and see what you can dig up on them and make sure that they are 100% legit. I'm always seeing an ad on t.v. for one of them, but I can't think of the name of it to save my soul.
ETA:
Got it now - it's:
Child Fund Intl - formerly Christian Children's Fund
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