I'm no help. Mine is $39.99 a month, which is the least expensive plan Verizon offered when I signed up, and I have 500 minutes (almost 8 1/2 hours) per month... how much of that do I actually use? about one third. They keep contacting me because I will be entitled to a "new every two" phone soon - only problem is, I don't want a new phone! I just figured out my current phone. The newer phones have buttons that are so small I can't see them without glasses.