no it's someone who can't afford to treat their cat. Even if the Dr takes payments, you stil have to come up with all of the $ eventually and that's a lot of cash any way you look at it. The owner didn't say the Dr would put the cat down if she didn't pay, she was just saying that if she herself couldn't come up with the money (or a new home) she would have the cat PTS rather than let it suffer.
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