Dad still has really great insurance coverage, through his prior employer, under his pension plan. That kicks in after Medicare, and with all his health issues, thank goodness!

For 15+ years when I was working I had health insurance through my employers. Then I stopped working to care for Dad. There is only one company in this state which even offers private pay health insurance, and only one plan, so you have no choices. It costs me over $700 per month. It is going up again in April. I have high deductibles, and high co pays. I don't qualify for any group plans. I often wonder if it is worth it.