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Thread: Do you have private health insurance...??

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  1. #1
    Join Date
    May 2005
    Location
    Pixsburgh
    Posts
    5,004
    My husband and I are blessed. He works for a small company but they provide excellent medical coverage. We don't pay anything for it, the company covers 100%. It is considered part of his pay though. Our co-pays are $10-$20 for doctor visits and $15 for prescriptions. I didn't pay a penny to have Ty - not for any doctor visits or any hospital charges. Ty was added on to the insurance plan free also. As I said, we are blessed to have this insurance.

    I think that insurance can vary from state-to-state too. In PA we have a children's insurance program that can cover children who don't have insurance through their parents. We also have low cost clinics, though I am not sure how the quality is. Our health care in this country is in a sad state for sure.

  2. #2
    Join Date
    Mar 2003
    Location
    New Zealand
    Posts
    11,191
    I am so thankful to have our community services card, as i said before it cuts down our doctors fees, and our prescriptions are $3.00 per item.
    Furangels only lent.
    RIP my gorgeous Sooti, taken from us far too young, we miss your beautiful face and purssonality,take care of Ash for us, love you xx000❤️❤️

    RIP my beautiful Ash,your pawprints are forever in my heart, love and miss you so much my big boy. ❤️❤️

    RIP my sweet gorgeous girl Ellie-Mae, a little battler to the end, you will never ever be forgotten, your little soul is forever in my heart, my thoughts, my memories, my love for you will never die, Love you my darling little precious girl.❤️❤️

    RIP our sweet Nikita taken suddenly ,way too soon ,you were a special girl we loved you so much ,miss you ❤️❤️

    RIP my beautiful Lexie, 15 years of unconditional love you gave us, we loved you so much, and miss you more than words can say.❤️❤️

    RIP beautiful Evee Ray Skye ,my life will never be the same with out you ,I loved you so much, I will never forget you ,miss you my darling .❤️❤️

  3. #3
    Join Date
    Sep 2007
    Location
    Delaware, USA - The First State/Diamond State - home of The Blue Hens
    Posts
    9,321
    Quote Originally Posted by carole View Post
    I am so thankful to have our community services card, as i said before it cuts down our doctors fees, and our prescriptions are $3.00 per item.
    $3.00????

    I have osteoporosis, and one med my doctor wanted me to take would have cost me $950 per month. The cheapest I found it was thru a Canadian pharmacy for $750 per month. I guess you know who isn't taking it!!
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    Wolfy ~ Fuzzbutt #3
    My little dog ~ a heartbeat at my feet

    Sparky the Fuzzbutt - PT's DOTD 8/3/2010
    RIP 2/28/1999~10/9/2012
    Myndi the Fuzzbutt - Mom's DOTD - Everyday
    RIP 1/24/1996~8/9/2013
    Ellie - Mom to the Fuzzbuttz

    To everything there is a season, and a time to every purpose under the heaven.
    Ecclesiastes 3:1
    The clock of life is wound but once and no man has the power
    To know just when the hands will stop - on what day, or what hour.
    Now is the only time you have, so live it with a will -
    Don't wait until tomorrow - the hands may then be still.
    ~~~~true author unknown~~~~

  4. #4
    Join Date
    Mar 2003
    Location
    New Zealand
    Posts
    11,191
    Yes well not every medication is subsidised by the government, i have to take some medicine that i have to pay for as well,luckily it is still cheap compared to the prices you are quoting,this is what the article was saying also that the USA are paying double the price anywhere else is, that is terrible.

    The normal price you pay for a prescription on a government funded medication is $15 per item, so is a big saving for me.

    I am getting even more thankful for the system we have in place here in NZ as i read your posts, i would not be able to survive paying what you people pay, i have to have one particular medicine otherwise i would be unable to eat, so if i had to pay those outrageous prices i guess i would truly be down under.
    Furangels only lent.
    RIP my gorgeous Sooti, taken from us far too young, we miss your beautiful face and purssonality,take care of Ash for us, love you xx000❤️❤️

    RIP my beautiful Ash,your pawprints are forever in my heart, love and miss you so much my big boy. ❤️❤️

    RIP my sweet gorgeous girl Ellie-Mae, a little battler to the end, you will never ever be forgotten, your little soul is forever in my heart, my thoughts, my memories, my love for you will never die, Love you my darling little precious girl.❤️❤️

    RIP our sweet Nikita taken suddenly ,way too soon ,you were a special girl we loved you so much ,miss you ❤️❤️

    RIP my beautiful Lexie, 15 years of unconditional love you gave us, we loved you so much, and miss you more than words can say.❤️❤️

    RIP beautiful Evee Ray Skye ,my life will never be the same with out you ,I loved you so much, I will never forget you ,miss you my darling .❤️❤️

  5. #5
    Join Date
    Sep 2007
    Location
    Delaware, USA - The First State/Diamond State - home of The Blue Hens
    Posts
    9,321
    Quote Originally Posted by carole View Post
    luckily it is still cheap compared to the prices you are quoting,this is what the article was saying also that the USA are paying double the price anywhere else is, that is terrible.
    And this is exactly why so many people (mostly seniors), choose to buy thru Canadian pharmacies!
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    Wolfy ~ Fuzzbutt #3
    My little dog ~ a heartbeat at my feet

    Sparky the Fuzzbutt - PT's DOTD 8/3/2010
    RIP 2/28/1999~10/9/2012
    Myndi the Fuzzbutt - Mom's DOTD - Everyday
    RIP 1/24/1996~8/9/2013
    Ellie - Mom to the Fuzzbuttz

    To everything there is a season, and a time to every purpose under the heaven.
    Ecclesiastes 3:1
    The clock of life is wound but once and no man has the power
    To know just when the hands will stop - on what day, or what hour.
    Now is the only time you have, so live it with a will -
    Don't wait until tomorrow - the hands may then be still.
    ~~~~true author unknown~~~~

  6. #6
    Join Date
    Aug 2006
    Location
    Methuen, MA; USA
    Posts
    17,105
    Dad still has really great insurance coverage, through his prior employer, under his pension plan. That kicks in after Medicare, and with all his health issues, thank goodness!

    For 15+ years when I was working I had health insurance through my employers. Then I stopped working to care for Dad. There is only one company in this state which even offers private pay health insurance, and only one plan, so you have no choices. It costs me over $700 per month. It is going up again in April. I have high deductibles, and high co pays. I don't qualify for any group plans. I often wonder if it is worth it.
    .

  7. #7
    Join Date
    Feb 2001
    Location
    Happy Valley, Utah
    Posts
    12,552
    I have insurance through my work. I think it's about $80 every paycheck (every 2 weeks, so about $160 per month). If I ever quit, try to be self-employed, or work for a company that doesn't offer insurance I'm in trouble. I tried to get insurance through private companies because the work insurance isn't that great...yeah none of them will insure me - because I have poly-cystic ovarian syndrome, which is fairly common (I've worked with 3 other people that have had the same thing), and for the past several years I haven't even had any symptoms. It's a pretty ridiculous thing to be turned down insurance for but I was by two different companies.

    I went several months without insurance because I was dropped from my parents for being too old and I couldn't sign up for the work insurance until open enrollment. Luckily nothing happened to me during that time but I worried about it.

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