That's an expensive knee you have there girl!
Can they cancel you? I don't know. My private insurance was always thru my employer, and I never heard of anyone getting cancelled. If anything - they would have cancelled me with all that they paid out on me over the years. An when I was still married and my now ex was on my insurance, they paid out over $300,000 for his quadruple by-pass.
So now I'm on Medicare and have a supplemental policy with United Healthcare thru AARP. Now I'm wondering if they could cancel me at their option - or maybe raise my rates. However my brother has the same supplemental policy that I have, and he's had mega bucks worth of surgery, procedures and treatments, and they have never even raised his rates. Actually his premiums went down when he moved from FL to NC since it's based on where you live. And I pay even less than he does for the exact same coverage.
If you need to go to the doctor - go!!!!
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