Results 1 to 15 of 53

Thread: Do you have private health insurance...??

Hybrid View

  1. #1
    Join Date
    Jul 2006
    Location
    Lancaster, PA - USA
    Posts
    1,569
    We provide ourselves and our employees a high deductible and co-pay, but relativley low cost health plan. I say health plan, because it is more than insurance. I mean, your auto insurance does not pay for oil changes, does it?

    I pray we never become a country where I am forced to use a "national" plan. I enjoy being able to shop around for the best care for the best dollar. When our daughter was born, we found a hospital who would do the delivery and ALL pre-natal care for $3600. This cost did NOT include tests or medication, but that was OK with us. $600 of that was Tanya's epidural. And you know what? We got amazing care. A small hospital, 5 delivery rooms, 9 post natal (PRIVATE) rooms. Now, if we chose to use the insurance? The insurance company would have paid well over $20,000 for the same basic care at the big, fancy hospital.

    Now, Hannah required a NICU stay after birth due to her getting pneumonia. This we did submit to the insurance company, as it was not routine care. They paid about half of the $18,000 dolalr NICU bill. The balance we are making payments on, intrest free via the hospitals finance department.



    I will ALWAYS prefer the system we now have. I work very, very hard to provide the life I do for my family. I would be ashamed to take a handout I did not require from my fellow taxpayer.


    Nothing in life is "free". To let the government control something as important and intimate as your and your familes health care is akin to being enslaved. I see how it works in Canada, a country with 1/10th the population of the US. Its great when you are young. Then you get old and wait YEARS for life extending or life enhancing care that is routine in the US. Imagine how screwed up it will become WHEN we get it here?

    "People who are willing to give up a little liberty for a little bit of 'security', shall have nor deserve, either."
    "Unlike most of you, I am not a nut."

    - Homer Simpson


    "If the enemy opens the door, you must race in."

    - Sun Tzu - Art of War

  2. #2
    Join Date
    Mar 2003
    Location
    New Zealand
    Posts
    11,191
    Hmm your point of view interests me, i however love the system we have in NZ, and by the way it is free to have a baby here in NZ, you can also opt to go privately, i like the choice of being able to do either, if you are not in a position to afford private care at least you have a back up system, most people have their babies here free, only go to a specialist if there are problems or there were with their last baby.

    I had wonderful care for my second baby, i certainly could not complain about it.,My GP delivered her and i spent a week in hospital with excellent care.

    The day you have to pay to have a baby in NZ will be a very sad day indeed .

    Canada may well have a system like our's , i really don't know.

    I would be scared if we changed to be like the US myself, i would be very worried about my health then.

    I certainly don't profess to understand your system ,but i am happy with ours for now anyhow.

    I don't think it was the people from Apalachia, i wish i had taken more notice, i didn't really just about how bad off these poor people were, my heart went out to them.
    Last edited by carole; 03-08-2009 at 08:42 PM.
    Furangels only lent.
    RIP my gorgeous Sooti, taken from us far too young, we miss your beautiful face and purssonality,take care of Ash for us, love you xx000❤️❤️

    RIP my beautiful Ash,your pawprints are forever in my heart, love and miss you so much my big boy. ❤️❤️

    RIP my sweet gorgeous girl Ellie-Mae, a little battler to the end, you will never ever be forgotten, your little soul is forever in my heart, my thoughts, my memories, my love for you will never die, Love you my darling little precious girl.❤️❤️

    RIP our sweet Nikita taken suddenly ,way too soon ,you were a special girl we loved you so much ,miss you ❤️❤️

    RIP my beautiful Lexie, 15 years of unconditional love you gave us, we loved you so much, and miss you more than words can say.❤️❤️

    RIP beautiful Evee Ray Skye ,my life will never be the same with out you ,I loved you so much, I will never forget you ,miss you my darling .❤️❤️

  3. #3
    Join Date
    Jun 2003
    Location
    Florida, USA
    Posts
    14,038
    This is a huge thorn in the sides of many Americans, Carole. Some of us have insurance and some don't. Some of us have better coverage than others. Medical costs all over are through the roof. I long for the day that something is done about this mammoth problem.

    I could go on and on about this. It really irks me to think about certain situations. Much of the care we get in my area is inadequate. I spend 2 hours in the waiting area and see the doctor for 5 minutes. Alot of the doctors act too busy to be bothered with patients. Alot of us leave doctor's offices shaking our heads, etc.

    Not all doctors are this bad but in this area, good medical care can be hard to find with or without insurance. Sorry to get off the question but it makes my blood boil to see these doctors getting away with murder.

    In response to what you heard, I think it would really surprise me to see how many people in this country have no insurance at all.

    As soon as possible, something has to be done about this situation. People are going to be ill, no matter what happens. These people all need proper care. When will we ever see this tragic ordeal come to an end?


    I've been Boo'd...
    Thanks Barry!

  4. #4
    Quote Originally Posted by carole View Post
    i like the choice of being able to do either, if you are not in a position to afford private care at least you have a back up system, I would be scared if we changed to be like the US myself, i would be very worried about my health then.

    Choice...it is a wonderful thing and something sadly lacking in our system.

    One out of every four people in the state of Texas do not have medical insurance. No medical insurance equals poor if any medical care. Which equates to a very high cost to society of treatment (vs. prevention.)

    In the US we pay the greatest percent of gross domestic product in health care (17%) yet are a long way from best in healthcare (as measured in such things as life span, maternal and infant mortality.)

    There was a thread in the DogHouse recently that spoke of the "horrors" of the Canadian system of healthcare, yet there were a number of Canadian PetTalkers who spoke quite highly of their system.

    I think there are many different possible avenues to pursue. But the one we are on does not work. Can you imagine...one out of every four people in a state as populous as Texas not having access to adequate healthcare???

    As you are to the least of my people so shall you be onto me....

  5. #5
    Join Date
    Mar 2003
    Location
    New Zealand
    Posts
    11,191
    Yes people moan and groan about our system too, although it is not fail proof and does have its problems, i think we are lucky to have what we have for such a small country,yes the waiting lists will get longer and i am sure there are people who are not getting adequate care in my country too.

    I think the figure of people who died because of lack of proper care in the US was horrendous, i won't quote it as i cannot remember the exact figure, but it sure astounded me.
    Furangels only lent.
    RIP my gorgeous Sooti, taken from us far too young, we miss your beautiful face and purssonality,take care of Ash for us, love you xx000❤️❤️

    RIP my beautiful Ash,your pawprints are forever in my heart, love and miss you so much my big boy. ❤️❤️

    RIP my sweet gorgeous girl Ellie-Mae, a little battler to the end, you will never ever be forgotten, your little soul is forever in my heart, my thoughts, my memories, my love for you will never die, Love you my darling little precious girl.❤️❤️

    RIP our sweet Nikita taken suddenly ,way too soon ,you were a special girl we loved you so much ,miss you ❤️❤️

    RIP my beautiful Lexie, 15 years of unconditional love you gave us, we loved you so much, and miss you more than words can say.❤️❤️

    RIP beautiful Evee Ray Skye ,my life will never be the same with out you ,I loved you so much, I will never forget you ,miss you my darling .❤️❤️

  6. #6
    There have been a few ghastly examples here in the last year or so of people dying in the waiting room of the emergency...waiting for care. Waiting for hours and hours and hours...while employees ignored them.

    Paying the most does not promise the best care!

  7. #7
    Join Date
    Sep 2008
    Location
    Seward's Folly, AK
    Posts
    3,679
    For most of my working life I havent had insurance. I currently dont have insurance at all.
    I have a HUGE SIG!!!!



    My Dogs. Erp the Cat.

    Quote Originally Posted by Thomas Jefferson
    Tyranny is defined as that which is legal for the government but illegal for the citizenry.

  8. #8
    Join Date
    Sep 2002
    Location
    Wyoming, USA
    Posts
    4,102
    I have insurance now, through my husband's work. He works for a large international company.

    However, for the ten years prior to us marrying, I had no insurance. I am self-employed and the premiums for a plan that was actually useful were literally more than what I made. A plan I could barely afford was completely useless.

    At the same time, I did not qualify for Medicaid, even though I had a young child, was a single mother, and made below the poverty level. I did not qualify because I owned assets ... namely my business and house. So, if I would have sold my house, moved into public housing rent-free and quit working ... I would have had great insurance. Hmmm ... ya think there is something wrong with the American medical system?
    "We give dogs the time we can spare, the space we can spare and the love we can spare. And in return, dogs give us their all. It's the best deal man has ever made" - M. Facklam

    "We are raised to honor all the wrong explorers and discoverers - thieves planting flags, murderers carrying crosses. Let us at last praise the colonizers of dreams."- P.S. Beagle

    "All that is gold does not glitter, Not all those who wander are lost; The old that is strong does not wither, Deep roots are not reached by the frost. From the ashes a fire shall be woken, A light from the shadows shall spring; Renewed shall be blade that was broken, The crownless again shall be king." - J.R.R. Tolkien

  9. #9
    Join Date
    Jul 2006
    Location
    Lancaster, PA - USA
    Posts
    1,569
    Quote Originally Posted by Edwina's Secretary View Post
    Choice...it is a wonderful thing and something sadly lacking in our system.

    One out of every four people in the state of Texas do not have medical insurance. No medical insurance equals poor if any medical care. Which equates to a very high cost to society of treatment (vs. prevention.)

    In the US we pay the greatest percent of gross domestic product in health care (17%) yet are a long way from best in healthcare (as measured in such things as life span, maternal and infant mortality.)

    There was a thread in the DogHouse recently that spoke of the "horrors" of the Canadian system of healthcare, yet there were a number of Canadian PetTalkers who spoke quite highly of their system.

    I think there are many different possible avenues to pursue. But the one we are on does not work. Can you imagine...one out of every four people in a state as populous as Texas not having access to adequate healthcare???

    As you are to the least of my people so shall you be onto me....
    Please do not think that I am not compassionate to these peoples plight. But are there not already options for the uninsured? I thought that was what Medicade was for? Better yet, who are those one of every 4? How did they come to be in the situation they are in? As usual, there is more too it than just a passionate speech, tugging at heartstrings.

    Further, in a world of sunshine and roses, government controlled healthcare would be swell. But government never stops intruding. Enough is never enough.

    Like I said before.... I'd rather succeed or fail on my own.
    "Unlike most of you, I am not a nut."

    - Homer Simpson


    "If the enemy opens the door, you must race in."

    - Sun Tzu - Art of War

Similar Threads

  1. Health insurance (in USA)
    By jenluckenbach in forum General
    Replies: 10
    Last Post: 09-30-2005, 12:08 AM
  2. health insurance?
    By BestBuddy in forum Dog Health
    Replies: 10
    Last Post: 09-24-2003, 07:53 AM
  3. Dog Health/Vet Insurance?
    By Christiansmommy in forum Dog General
    Replies: 5
    Last Post: 06-12-2003, 06:51 AM
  4. Pet Health Insurance?
    By Nomilynn in forum Cat Health
    Replies: 3
    Last Post: 05-15-2002, 11:55 AM

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Copyright © 2001-2013 Pet of the Day.com