My son has told me what his girlfriend does. She has this down to almost a science. She goes to certain websites and prints fantastic coupons. I remember him telling me they have bought hundreds of dollars worth of groceries for $12. It amazes me. I have to get the names of the sites so I can start doing it.

I have stopped eating out so much. The money I save is unbelievable.

Store brands are fine for me. Some of them are better than others and some aren't. It's probably best to set up an amount you're going to spend on groceries each week. Make a list, add your purchases as you go, and you'll be right on every time. Make sure you leave what you can't afford and don't really need.

I save money on gas too by driving alot less. If I need to do something, I schedule all my errands in one day.

I'm doing laundry only when it's absolutely necessary. I was just throwing a load in whenever I felt like it. Not anymore. It will be pretty hard to cut back with children in the house.

If you're shopping online: sometimes the best way to go by the way, all around. Shop only where they have free shipping. Buy only sale items and only what you need. I love Amazon, drugstore.com, Walgreen's, and, Target(these sites carry a multitude of items).
The "Today" show had some tips on a couple of weeks ago. They said you can Google online stores and + coupons on to the end of your search. Alot of times, the store will display discounts you can take on yur order. You just need to obtain a code number. Example: Walmart + coupons(in the search box).

Long distance will get you in some cases. Find a cheaper plan and go with it. There are alot of them out there.

Get rates lowered on your credit cards by calling them. If you have running balances, be on the lookout for offers for free transfers and no interest for a year. Keep paying them down but with no added interest. Read the fine print. Many of them will charge 3% of the balance for a fee. Try to avoid that. Also: no annual fee.
The credit card companies were getting pretty strict for awhile but my mail tells me their starting to loosen up to get more business.

Tax time is coming up. Skip the high charges and learn to do it yourself. Make sure you know what you're doing. If you don't, the IRS will find the error and contact you.
Those tax forms appear to be so complicated. It's not that hard to read through them as soon as you learn how to eliminate the mumbo jumbo they add.

If you have to travel. I'm big on getting rates cut any way I can. Almost everybody at any business will give you a break if something is wrong. If you go to a restaurant and have a bad experience.....nicely explain this to the restaurant manger and they will generally give you the meal free or vouchers for another time.
Also, there are many travel related items that have discounts if you just ask. Hotel rooms, transportation, food, etc. I've found that just asking will bring out the best in people and you can get breaks on some of your trip.
Don't forget the senior citizens discounts, usually for the over 50 people.

This is a great thread. I think we can all use some help.