Sorry this is long, but hopefully there is a lot of good info that might help.

If Scrawny needs surgery, perhaps some help can be found somewhere in this list. I recommend checking it before doing anything further as I think some of them will only kick in if there has been no payment to the vet as yet. I've listed the ones I could find below.

Another idea. When I took in Deja Vu she was a stray who was very, very pregnant and the kittens, who were born just a few days later, began to develop respiratory problems. I am on a fixed income and had an older cat at the time who was diabetic and having problems, so my money had been going towards him, and unfortunately I could not afford to take them all to the vet. I called all the local no-kill rescue groups and one of them was willing to help. They paid for me to take one kitten to a vet they dealt with, and arranged for the vet, if medication would be needed, to give me medication for all, including the mother, because if one had a respiratory infection, they all did, and they didn't have to pay for 6 office visits, just one. That's exactly what happened, she gave me meds for all, and even though they didn't ask, I kicked in as much money as I could toiwards it. Thank goodness that was all that was wrong, the medicine worked, and when the rescue group brought them all to be checked out by their vet before putting them up for adoption, he said they were among some of the healthiest kittens that had come across his path in a long time. I felt good about that. Deja Vu and one baby (see my avatar!) stayed here, as Fuzz, my other kitty, had passed during this time. I ended up fostering for this group eventually.

The point of all this is that perhaps a local no-kill rescue group, because the woman is attempting to help a stray, may be willing to offer some aid. Maybe not, but it's worth a try.

Here's a list of places that might help:

In Memory of Magic (IMOM) is dedicated to insuring that no companion animal has to be euthanized simply because their caretaker is financially challenged.
http://www.imom.org
IMOM, Inc
PO Box 282
Cheltenham, MD 20623
Phone (866)-230-2164 Fax (301)-599-1852

United Animal Nations established the LifeLine fund in 1997 to aid companion animals in times of life-threatening emergencies when their caregivers, with low or no incomes, are unable to afford the entire cost of treatment.
http://uan.org/lifeline/index.html
United Animal Nations
P.O. Box 188890
Sacramento, California 95818
Telephone: (916) 429 2457 fax: (916) 429 2456
LifeLine Fund - http://www.uan.org/index.cfm?navid=28

Help-A-Pet is a nonprofit organization, which provides financial assistance for the medical care of pets whose guardians are unable to afford the expense
http://www.help-a-pet.org/home..html
Help-A-Pet
P. O. Box 244
Hinsdale, Illinois 60521
Telephone: (630) 986-9504 fax: (630) 986-9141

Feline Veterinary Emergency Assistance Programs provides financial assistance for emergency medical care for cats.
http://www.fveap.org/sys-tmpl/door/
FVEAP
1641 Elizabeth Lane
Yuba City, CA 95993
Fax: 888-301-4264

Cats in Crisis:
http://www.catsincrisis.org/crisisFund.html

Cats in Crisis Stripes Fund
http://www.catsincrisis.org/stripesFund.html

Cats in Crisis Gillie Fund
http://www.catsincrisis.org/gillieFund.html

FUNDING FOR ORGANIZATIONS (Specific animals needing veterinary care):

http://www.catsincrisis.org/
http://www.imom.org

American Animal Hospital Association
http://www.aahahelpingpets.org/home/
"The heartbreak happens all too often ? a pet owner is unable to
afford treatment and their sick or injured companion animal pays the
price. If the owner is elderly, disabled or on a fixed income, the
cost of care may be too much of a stretch for their pocketbook.
Perhaps they have been victimized by crime, property loss or a job
layoff and are experiencing a temporary financial hardship ? making it
too difficult to afford pet care. And some animals, brought to clinics
by Good Samaritans, don't have an owner to pay for treatment. Whatever
the situation, the fact remains the same: When sick or injured animals
are unable to receive veterinary care, they suffer. Through the AAHA
Helping Pets Fund, veterinary care is possible for sick or injured
pets even if they have been abandoned or if their owner is
experiencing financial hardship."

Angels 4 Animals
www.Angels4Animals.org
"Angels4Animals, a non-profit organization and a program of Inner
Voice Community Services, has a mission to serve as the guardian
angel of animals whose caretakers find themselves in difficult
financial situations. At Angels4Animals we believe that animal owners
should not have to say goodbye to the animals that they love. Our
work is accomplished in conjunction with veterinary clinics across
the country, eager to assist as many animals, and their owners, as
possible. Our services range from financial aid to complete treatment
to those pets and pet owners in need."

Care Credit
www.carecredit.com
A credit card company for health care, including veterinary care.
"CareCredit, the leader in patient/client financing, has helped more
than 3 million patients/clients get the treatment or procedures they
needed and wanted. With a comprehensive range of plan options, for
treatment or procedure fees from $1 to over $25,000, we offer a plan
and a low monthly payment to fit comfortably into almost every
budget."

Feline Veterinary Emergency Assistance (FVEAP)
http://www.fveap.org/sys-tmpl/door/
"The NEED & The HELP: Seniors, People with disabilities, People who
have lost their job, Good Samaritans who rescue a cat or kitten - any
of these folks may need financial assistance to save a beloved
companion."

The Feline Veterinary Emergency Assistance Program is a nonprofit 501
(c)(3) organization that provides financial assistance to cat and
kitten guardians who are unable to afford veterinary services to save
their companions when life-threatening illness or injury strikes.

Help-A-Pet
http://www.help-a-pet.org/home.html
"Our efforts focus on serving the elderly, the disabled, and the
working poor. For lonely seniors, physically/mentally challenged
individuals and children of working parents, pets represent much more
than a diversion."

IMOM
http://www.imom.org
"Mission Statement:
Helping people help pets. To better the lives of sick, injured and
abused companion animals. We are dedicated to insure that no
companion animal has to be euthanized simply because their caretaker
is financially challenged."

The Pet Fund
http://thepetfund.com/
"The Pet Fund is a registered 501(c)3 nonprofit association that
provides financial assistance to owners of domestic animals who need
urgent veterinary care. Often animals are put down or suffer
needlessly because their owners cannot afford expensive surgery or
emergency vet visits. Companion animal owners must often make the
difficult decision to put an animal down or neglect urgent medical
needs because of the costs involved. The purpose of the Pet Fund is
to work towards a future where decisions about companion animal
medical care need never be made on the basis of cost."

United Animal Nations
http://www.uan.org/lifeline/index.html
"The mission of LifeLine is to help homeless or recently rescued
animals suffering from life-threatening conditions that require
specific and immediate emergency veterinary care. We strive to serve
Good Samaritans and rescue groups who take in sick or injured
animals. In certain cases, LifeLine can also assist senior citizens
and low-income families pay for immediate emergency veterinary care."