Quote Originally Posted by Cataholic View Post
I would not send anything around formally, but, I would make it a point to tell each sibling something along the lines of, "hey, this year is a pretty tough one for us financially, and we are not in a position to exchange gifts this year, I hope you can understand". And leave it at that. No need for details, excuses, etc. They are your FAMILY. If they can't understand, frankly...they don't deserve a gift anyhow..he he he
I agree with this. It is not tacky, you are just setting some limits. You are entitled to set limits for yourself.

If someone -- or even EVERYONE -- decides to get you something, just be gracious and thank them. And ENJOY! Don't feel guilty, you said something in advance.