Thanks for the input you guys.

I have tried every year to start a secret santa thing, but noone else wants to. They like the present swapping, but I find it expensive, and it takes forever to buy the presents.

Rickies family is HUGE, and they are also quite wealthy. ( Although they never have gave us a dime, no matter WHAT we needed)

I usually put back money every month, and buy presents with that. This year we couldnt, because when we bought the house Last December, we used up all of our savings, and our mortgage is 3x what we used to pay for rent...

Maybe this is an out for me>? Maybe they will get the point this year. I sure hope so.