Peace, to everyone and everywhere.
Health, to all- skinned, furry, scaly and jellyfishy (does that cover all?).
For more visits/time with family and friends, including PT friends, with an open invitation to all that visit the Cincinnati area. The house might be small, but, it is cosy.

To the person looking for financial health, I really encourage you to at least read Dave Ramsey's book. It is an eye opener and hopefully a activity changer for you.