All I want for Christmas is.....

[carole]

Richard you said so well, i agree with everything you wrote, i am so sick of the pressure xmas creates on people, i feel it every year and i really don't look forward to it any more,but I am trying,it should be a time for families to get together ,exchange small gifts if any,not this over the top event every year,pressure,pressure,pressure and yes i have let it get the better of me many times overspending, but not this year,,my son and his partner are saving for deposit on their house,my daugher is saving hard for her first car and we are not in a position to go giving large gifts, sure i would love to put a key to my girls car in with her xmas card for xmas, but it won't be happening, and help my son out too,but you know i think they become better people in the long run when they have to do it for themselves, i see so many other parents much better off than us doing this for their kids and it makes you feel bad,but i hold on to the above thought, my kids will appreciate what they have a lot more when they work for it themselves.

Yes let xmas go back to what it used to be PLEASE.

[Cataholic]

Peace, to everyone and everywhere.
Health, to all- skinned, furry, scaly and jellyfishy (does that cover all?).
For more visits/time with family and friends, including PT friends, with an open invitation to all that visit the Cincinnati area. The house might be small, but, it is cosy.

To the person looking for financial health, I really encourage you to at least read Dave Ramsey's book. It is an eye opener and hopefully a activity changer for you.