Pet Insurance - Need YOUR Help!

[cyber-sibes]

1) How do you usually pay for vet care? (Credit, Fund specifically for pets, Savings, etc)
Usually just write a check, I budget for routine care s the funds are there when it's time for vaccinations, meds, etc. We've used credit for emergency care.

2) Do you have pet insurance? Why/Why not?
Yes, we bought it after racking up nearly $2,000 in 45 days just for diagnositic testing & limited treatment on last year on Sherman. We went with a policy that covers emergencies & diagnostics, but it doesn't cover routine or dental. With the costs of vet care going up like it is, I think it's worth having ins.. We can cover both dogs for several years for a lot less than we spent in that 45 days during a crisis.
3) Do you feel knowledgable about the topic of pet insurance? Would you like to be better informed?
We studied several different policies, picked what best fit our situation, but I'm sure there's a lot more we could learn about it.

This is a my "semester project" (I have to write 3 papers on this topic) so I might keep adding questions to this thread to get feedback, any answers would be helpful and the more the better!

Thanks! [/QUOTE]

[Ginger's Mom]

1) How do you usually pay for vet care? (Credit, Fund specifically for pets, Savings, etc)
I used to pay by check or credit card. However, in the beginning of this year I when I decided to add another dog to the family, I opened up an account just for the dogs needs, and have been using that for their food and health costs.
2) Do you have pet insurance? Why/Why not?
Unfortunately, it is just too expensive. I have not had any instances where I have wished that I have had it (knock wood), so I haven't felt the need to put out that much money monthly. The less expensive plans, don't cover enough for me to feel it is worthwhile, and the ones that can really be helpful are much too expensive.
3) Do you feel knowledgable about the topic of pet insurance? Would you like to be better informed?
I am sure there are plans out there with which I am not familiar. I am always willing to learn more on animal/pet topics.

[emily_the_spoiled]

1) How do you usually pay for vet care? (Credit, Fund specifically for pets, Savings, etc)
I either pay cash or charge it (and pay the balance off at the end of the month)
2) Do you have pet insurance? Why/Why not?
No. Most of the cats I have are considered special needs. Since pet insurance is medically underwritten it is unlikely any of them would even qualify. If they did, the rates would be very expensive.
3) Do you feel knowledgable about the topic of pet insurance? Would you like to be better informed?
I feel knowledgable, but it never hurts to learn more