Yeah, it's tough to figure out where else to cut back. I have limited cable ($15.00 a month), dial-up internet, I only eat out about once a month and that is a trip to McDonald's. I have pay as you go cell phone service as it is only for emergency purposes and it only costs me about $150.00 total for the whole year. I have no vacation plans, and my entertainment consists of going to the dog park with the pups (which I do truly enjoy). It is tough to figure out where else to cut back. And with the holidays coming it is even tougher.