I am finding this really interesting to read, thanks for responding, and Donna you always make me laugh, i too was just like you and still want to be, no budget suits me fine, but i have to at the moment otherwise we might be in the pooh,but it is so tedious and no fun is it?

I agree you have to live a little you only have one life to live, and it should not be miserable all the time, so sometimes we indulge a little where we should not, but i always keep it at a minimum.

Today i am going for a look around at the shops in the mall, i will have to curb my spending,but i am going to pick up my new shoes on layby, you call it layaway i think over there,but it does fit within this months budget for clothing,i just bet today i will find the perfect top or something and blow the budget lol.