that is still fantastic,we do have one extra person, my teenage daughter so that does make quite a difference, but you have three more kitties than me, i am still thinking WOW, wish i could have such a low food bill.

It is all about robbing peter to pay paul isn't it? yes my phone bill was ten dollars over my budget, so i pinched from the clothing allowance, boo hoo,anyhow i don't really start the proper budget till beginning of Oct, just toying with it a bit at the moment.

These are my outgoings.

Mortgage
Rates
Insurances, house, contents and car
Power
phone.
Internet provider.
Clothing
cats
schooling fees etc
haircuts
vets
medical insurance
Petrol
Car maintainence
house mantainence including buying things for home, sheets, towels etc etc.
Bk fee and any interest owing
Life insurance policy with bank
Life insurance
Doctors
Hire purchase accts, only one at the moment.keep to a minimum.
Food
Buses for my daughter to get home from school.
My prescription costs
Entertainment
Holidays
Savings.
Gifts.
hair and makeup for me,very small budget for that. Infact from entertainment down there is very little left, they are the luxuries, some we cannot afford,the others are necessities.