So, my PayPal was hacked...

[cyber-sibes]

I googled paypal right after signing up and before ever using them and immediately cancelled my account when I saw how many charges of fraud have been linked to them. There's definitely a problem going on there.

It may be worth it to cancel your card NOW, before the charges go through. Even if it means an overdraft charge, that can be reimbursed to you when all this gets straightened out. You could contact Amazon & explain, they probably would also dismiss the overdraft fee under the circumstances.

Good luck, Jenn

[Grace]

According to This Site - Paypal is NOT a bank, they do not need to follow federal banking regulations.

[Catty1]

A lot of the hacking and theft can come from dishonest employees - and PayPal has a ton of people working for them!

I'd hate to be a manager there and try to stay on top of it all...I think the customers filing fraud charges and taking other actions are the only way the 'bad guys' can really get caught and punished.

If I ever move to the USA...I will KNOW to not set up an account with BOA. Thanks for the heads up!

[Grace]

If I ever move to the USA...I will KNOW to not set up an account with BOA.

Playing devil's advocate here.

I doubt that BOA is entirely at fault. Paypal had been authorized to remove money from this particular account in the past - so why would/should the bank question this particular transaction?

If the account had a withdrawal limit, say no deduction over $600 without contacting the owner, that would be another story.

This is why we do not allow any company (electric, cable, etc.) access to our bank account.

[jennielynn1970]

Oh, I don't blame BOA for any of this. I'm wondering why they allowed it to go through when the total amount that they wasn't there. Normally if the account doesn't have enough in it, the transaction doesn't go through. I have overdraft protection, but that is supposed to be my savings account, which there is $1.52 in. So much for using that, lol.

BOA irks me because of their hesitance to even start anything on my behalf because of the fraud. What if they have my account number?? What if they have my debit card number?? They weren't about to do anything to help me in that position. THAT is what bothers me.


So far I haven't heard from PayPal, and the merchant hasn't responded to the request about the fraudulent charge.

One guy gave me a suggestion today. He said get a prepaid credit card, one that you only put money on when you need to use it for online things, and use only that card for making purchases, and not your bank card or bank account. He said that was safer. That is an idea that I will more than likely look into.

Have to call the mortgage company and see if they will take a partial payment now since my account is short the full mortgage amount.

[jennielynn1970]

Still no word from the company. PayPal has emailed them twice, but no one has responded.

I looked it up, and after a lot of searching, and web pages that couldn't be accessed, I've found out that the company is Korean. Not sure what kind of resolution this will have.

I am going to my bank tomorrow with the paperwork I have thus far, and I hope they will give me credit for the overdrafts that were caused by this fraudulent transaction.

[joymaxsux]

20 Pacifica
Irvine, CA 92618-3383
(949) 502-4550
report them to the FBI they are phishing credit cards obviously and im serious

[smokey the elder]

Someone purporting to be Paypal tried to phish me a few months ago. It was a fail; my Paypal was linked to another email!

[Catlady711]

Seeing as how this 1 1/2 year old thread got bumped, now I'm curious.

Jen, how did the situation work out in the end??

[Laura's Babies]

I get emails from pay pal all the time wanting me to update my information and they even provide a link to it for me to click on..... Thing is I don't have a PP account and never have..

Somehow, these people phished your account. If not through a email then throug a mirrow sight that you thought was PP... I think that is what happened due to the password you said you use... OR it is someone you know that found your password..

I am unclear on one point... Pay Pal and the Bank of America.. (since I never have had a PP account) Does PP put your money in BOA and you get a statement from the BOA and not PP? Just how are the 2 connected is what I am asking I guess..

[Catty1]

As PayPal says, they will NEVER ask for account information by email, and even if they DO email you, they will call you by name, not 'dear PayPal client" or etc.

Here's where to send the offending emails: [email protected] Include all the headers.

[Vio&Juni]

With any bank or any account, if you get an e-mail telling you to update your information or stuff like this, do not use any link in the e-mail. Go to the bank website, the one you know, and update information from the site, if you want to do it, not from the link you're given.

Jen, I am curious to know how things worked out in the end. I am using a PayPal account.

[jennielynn1970]

Can you believe it's STILL not resolved!!! Almost 2 years later and the fees still stand and they won't back down. I refuse to pay for something that someone else bought on my dime. It's just not happening.

[happylabs]

Can you believe it's STILL not resolved!!! Almost 2 years later and the fees still stand and they won't back down. I refuse to pay for something that someone else bought on my dime. It's just not happening.

That really stinks! I missed this when you originally posted it. I don't blame you. Don't back down. These darn hackers should find something constructive to do with their brains.

[Puckstop31]

Bummer Jenn.....


Good luck getting things straight. Tanya deals with PayPal fmor time to time and gets frustrated.


As for BOA.... Dump them. Find a small, local bank. I use a small local bank and the service is AWESOME. I talk to a real person everytime. Even better, they gave the finger to the feds who tried to force them to take stimulus money. They did not want the strings attached with that.