Oh, I don't blame BOA for any of this. I'm wondering why they allowed it to go through when the total amount that they wasn't there. Normally if the account doesn't have enough in it, the transaction doesn't go through. I have overdraft protection, but that is supposed to be my savings account, which there is $1.52 in. So much for using that, lol.

BOA irks me because of their hesitance to even start anything on my behalf because of the fraud. What if they have my account number?? What if they have my debit card number?? They weren't about to do anything to help me in that position. THAT is what bothers me.


So far I haven't heard from PayPal, and the merchant hasn't responded to the request about the fraudulent charge.

One guy gave me a suggestion today. He said get a prepaid credit card, one that you only put money on when you need to use it for online things, and use only that card for making purchases, and not your bank card or bank account. He said that was safer. That is an idea that I will more than likely look into.

Have to call the mortgage company and see if they will take a partial payment now since my account is short the full mortgage amount.