Catty 1 - your posts intrigue me. You mention your sister was on disability for her m.s. I'm from Ontario and darn if anyone gets anything for m.s out here. If you got in the system yrs ago it still might pass but otherwise forget it. They just passed a new bill 6 yrs ago and many people that were receiving disability for this were cut off. Two examples of the questions that were asked...are you able to dress yourself, feed yourself and are you able to walk with an aid for a distance of 4 ft. If yes to these questions, no disability benefits. Many people are now living very meagerly because of this. People with m.s. are expected to have their employers adapt to their disability and give them easier jobs, most people that I see with m.s. don't have the energy to work even at an easier job.
Flagrant misuse of our tax dollars but that's the way it stands.

Someone was asking about medical insurance - everyone, working or not is covered by OHIP. Ambulance costs are usually in the $60.00 range and come out of our pocket but no one was ever turned down for an ambulance if they couldn't afford it. As for hospital coverage, we never see a bill, it's sent directly to OHIP.
Even people on welfare aid get the best of care, actually more than the working person, since their eyeglasses, hearing aids, etc are all covered by welfare also.
This is one reason our taxes are so high in Ontario....sad to say, but the ones who most need disability benefits are the ones left out in the cold...