$500 a month? Wow, the "experts" must live in a parallel universe to mine!
We're working on cutting $500 a year.
Be sure to check through your junk mail. Hubby followed up on one of the auto insurance offers & got us better coverage for $300 less a year.
We've made some changes - We almost never go out to eat anymore. We used to do that 2 or 3 times a week. Now we only go out to eat 3 or 4 times a month. We don't go out to movies much either, but we do have cable & internet. I use the internet for my work every day, so it stays.
We pretty much only drive if we have a specific reason/destination. No more "just for fun" trips. Fortunately hubby's work is only 4 miles away, and I work from home (love that 0 mile walk from the other room!) I do feel sorry for those who are stuck with long commutes.
I don't know how young families make it these days.
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