Oh boy...wow...I don't drink or smoke; gee, the only area I could cut $$ is on gas for the car...I am doing that a bit by cutting down on outings to the city, unless it is for work (housecleaning).

I could also walk more in town...I used to do it all the time. Lazy now? I don't know what happened - though I use to work right in town so that part was easy.

I wish I could telecommute - work from home - but don't know if that would be feasible with my job.