It's been my experience that the pro is that you can get into a lease inexpensively, usually just the first and last month's payment. However, at the expiration of the lease, you still owe money on the car, at which time you can either purchase it or turn it in and lease another one, which doesn't make financial sense. If you lose your job or for whatever reason you can't afford the car any more, you still are responsible for the payments. You may be able to get someone to assume the lease but, if they default, the leasing company still comes after you. Cars are not an investment; they lose their value by 20% the second you drive them off the lot. I'd rather know that, if I come upon hard times, I can sell it. Hope this helps.