I work in insurance for another couple of weeks, I'm a claim rep. for a large company.

My best advice is to give the individual that left you a note a call, ask if they would like to file it under their insurance or if they would like to handle it.

If they choose to file it under their insurance, you have the right to do so, they don't have to file it, you may go ahead and file under their insurance as a claimant. If you cannot make contact with the other party, you have full rights to file a claim under their policy.

You should give your company a call and they can work out any details and give you further advice. But I would definitely try to file under the other parties insurance before going to your company, first of all you most definitely don't want to pay your deductible, and you surely don't want an accident on your record, or a claim surcharge, which would most likely happen, if you have any other questions, feel free to ask, I will do what I can and check all my available resources for you.

Hope this help.

Jenn