Your insurance co can answer that, as well.
I had a car issue last year, and the insurance rep went over my deductible (which I never remember), how much it was likely to cost to repair, how much I'd have to pay (after the deductible), and what may happen to my rates.
I wrote down the info, then called around to see about having the work done. Her estimates were right on target! THAT was reassuring.
In the end I did not file a claim and I paid for it all myself. I was going to have to pay $25 (it was that little over my deductible!) but the future rates impact made me nix filing.
The insurance co can answer lots of questions and THAT doesn't cost you a thing! Call, ask questions, take notes, call back again to clarify if you have to! And ask THEM about having the person who scraped have their insurance co pay, and does that impact YOUR rates. Go through all the options!
WHERE to take it? Ask the insurance co about that; remember that they can refer you but they can NOT insist that you use one of THEIR repair companies. They are a great resource!
Sorry about the new van.![]()
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