I am fortunate enough to have good health (hopefully it stay that way!). I think if I could change one thing, I would be debt-free. College is so expensive these days. I have loans from my undergrad (which stared at $3,500/ year for tuition and four years later was $5,000- now 2 years after I graduated it's over $6,000 I feel sorry for future generations who want to go to an affordable college )and more from graduate school, but I didn't have much of a choice if I wanted an education! College isn't free, and I even got a few scholarships but I still owe a lot of money.